Wendy here, first. This article Joyce wrote a good number of years ago, so perfectly explains the philosophy behind Ability Based Learning, that I felt I had to run it again! Our products do just what she says below... we teach to the child's ability, not their age or...

I wonder if you’ve ever thought about teaching your child the important differences between spending and investing. It has recently come to my attention that an understanding of this basic concept could

revolutionize most of our lives – and if understood early in life...